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How do you see yourself five years from now? Or, maybe ten? Chances are, you don’t see yourself disabled. But a surprising number of people do find themselves hurt or sick and unable to work — even if only for a short time. Would a month seem like a short time if you had no income? The Locke Lord disability plans work together to help you pay your household expenses if you become disabled and cannot work. These disability plans are:

  • State-Mandated Disability
  • Firm Paid Short Term Disability

SHORT TERM DISABILITY
Sometimes, your illness or injury keeps you away from work for more than just a few days. In those instances, your state-mandated Disability or Firm Paid Short Term Disability (STD) Plan covers you.
When Are You Disabled?
You don’t have to be bed-ridden to be considered disabled. However, you do have to be under a doctor’s care. You are considered disabled if you are sick or injured and are unable to perform your duties at Locke Lord.

IF YOU LIVE IN NEW YORK, NEW JERSEY, RHODE ISLAND OR CALIFORNIA

New York, New Jersey, Rhode Island and California have a state-mandated disability plan. If you are a resident of one of these states and receive short term disability benefits, your benefits will be integrated with the state-mandated disability plans.

Short Term Disability

Attorneys

Team Members

Percent of your salary you will receive

 

 100%

100%

When benefits start

 

 Immediately

After 30 day elimination period

How long you may receive benefits

 

 Up to 90 days

Up to 60 days

If there is ever a question about this benefit, or if there is a conflict between the information in this summary and the formal language of the Plan documents, the formal wording in the Plan documents will govern. Please note the benefits described in this summary may be changed at any time and do not represent a contractual obligation on the part of Locke Lord LLP.