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Protect your children and yourself against identity theft with Experian IdentityWorks, a free program for those active members of Blue Cross Blue Shield of IL.

Identity theft is one of the nation’s fastest-growing crimes. Child identity theft is the fastest-growing form of identity theft. To parents, these are scary facts. But you don’t have to feel helpless.

IdentityWorks safeguards you, your spouse and your children against identity theft.

  • Monitors you and your family members’ personal information to help you rest easy
  • Receive Email Alerts if someone applies for credit or opens an account in your, your spouse or your child’s name
  • Fraud Resolution Representatives will assist you if activity consistent with child identity theft is detected
  • $1 Million Product Guarantee will reimburse you for certain expenses if our product fails and you become a victim of identity theft
  • Add as many of your children as you like at no additional cost
  • Global leader – Experian® is a world leader in protecting personal information.

Credit Monitoring to protect your identity and help you stay on top of your credit.

  • Daily monitoring of your Experian Credit Report to help you catch early signs of identity theft
  • Receive Email Alerts of key changes to your report
  • With your enrollment in IdenityWorks, once they receive your children’s personal information they’ll check their credit file for activity. Checking a child’s credit file is the fastest way to find out if he or she has become a victim of identity theft.

They’ll then continue to monitor your children’s personal information as well as your Experian credit file to help protect your family and keep you informed.

More on Credit Score.

DID YOU KNOW that three little numbers (your credit score) could end up saving you hundreds, or even thousands, of dollars? Lenders use credit scores to help them determine the “credit worthiness” of consumers applying for credit cards, lines of credit, or loans. The applicant’s credit score will probably be used for figuring out whether he or she qualifies for credit, and if so, what terms and interest rates he or she will receive.

Credit scores are calculated based on data in your credit reports and, as fluid numbers, change over time, sometimes on a daily basis! That’s why it’s so important to stay on top of your credit reports for changes that could affect your credit scores. Other than pulling your credit report on a daily basis, credit monitoring is the best way to know what’s happening in your credit report.

Enroll now in this free program offered to active Blue Cross Blue Shield of IL members! Visit www.bcbsil.com and then login to your Blue Access for Members (BAM) account.

On Blue Access for Members (BAM), you will obtain an activation code allowing you access to the program for one year. Each member over 18 will be required to enroll in the program to receive its offering; however, adults can enroll their minor dependents.

Enrollment Steps for Adults & Minors:

You must enroll online. Members should not call Experian to enroll.

  • Use your computer to log into your BAM account and click on “Coverage” and then “Coverage and Benefits.” Scroll down until you see “Identity Protection” in the “All My Benefits” list. Click on the arrow to review information and get your activation code. NOTE: Obtaining an activation code is not available on BAM Mobile.
  • After clicking on Identity Protection under Coverage and Benefits, you will see the Identity Protection information in the All My Benefits list.
  • Click “Get Code” to get your activation code to enroll in the program. You can enroll up to 10 dependents (18 yrs. of age or younger) per activation code. If more than 10 minor dependents are eligible to be enrolled, select “Enrolling more than 10 dependents?” to get additional codes per number of dependents on your plan.
  • Once you have your activation code, click “Get started with adult enrollment” or “Get started with minor dependent enrollment.” You will be directed to the Experian website to activate/reenroll in your membership.
  • To enroll a minor dependent, the adult must click on “Get code” and then click on “Get started with minor dependent enrollment.” The adult will then be directed to the Experian website to register as the adult first and then enroll their minor dependent. The adult will put the minor dependent’s activation code in the Activation Code field and then complete the registration page with the adult’s information. Once the adult clicks submit, they will be directed to the page to enter the minor dependent’s information.
  • Once you have enrolled in the Experian IdentityWorks or IdentityWorks Minor Plus program, you will not need to use your activation code again. NOTE: Even after you enroll, you will still see your activation code under the Identity Protection in BAM, but there’s nothing else you need to do.
  • Members must complete this enrollment process each year.

Don’t let identity thieves ruin your family’s credit history. Stop identity theft in its tracks with IdentityWorks.